WHATEVER // WHEREVER // WHOEVER
WHATEVER // WHEREVER // WHOEVER
BAG IT WITH HUMM90.
From a trolley of groceries to a luxury lounge, humm90 is the
Mastercard® that’s your new interest-saving best friend.
From a trolley of groceries to a luxury lounge, humm90 is the Mastercard® that’s your new interest-saving best friend.
No deposit needed
Get up to 110 interest-free days to pay with every tap.
BRAND CRUSH.
Get 10% back2 at crush-worthy brand sales every week.
LTIF FACTOR.
Enjoy up to 60/mths Long Term Interest Free Finance (LTIF) with key retail partners.
WRAP.
Convert purchases of $250 or more to an Interest Free instalment plan for a small fee4.
Russell Air now offers 24 Month Interest Free Finance (No Deposit Needed) on our entire range of Air Conditioners. Applying online is super fast and easy with Humm90. So why wait? Buy today and pay later!
// RATES & FEES.
$99
annual fee.
0%
interest for up to 110 days on purchases (23.99% thereafter)
0%
Interest on humm90WRAP Instalment Plans for up to 15 months for a small fee4.
0%
Interest on Fixed Instalment Plans for up to 60 months3 at key retail partners.
// APPLY IN FOUR EASY STEPS.
Here’s what to expect as you sign up.
Apply online in 15 minutes and get a response in 60 seconds.
Once approved, get your digital card, instantly ready for action.
New to humm90? You’ll need to ID yourself online and be at least 18 years old.
Receive your humm90 Mastercard® within 5-7 working days.
WHO CAN APPLY
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
WHO CAN APPLY
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
// FULL LIST OF BENEFITS
Carry the card built to shop with maximum Interest Free1 days and a power-stack of money-saving features.
MAX INTEREST FREE
It’s the Interest Free credit card that gives you up to 110 Interest Free1 days.
BRAND CRUSH
Enjoy 10% cashbacks2 at crush-worthy brands every single week.
NO FEES
OVERSEAS
Pay zero FX fees, whenever, wherever in the world you shop.
HUMM90WRAP
Convert purchases of $250 or more to an Instalment Plan for a small fee4.
60 MONTHS LTIF3
Enjoy up to 60 months Long Term Interest Free3 finance at key retail partners.
Contact us for a Quote today!
Contact us for a Quote today!
*Approved applicants only. Fees, terms, conditions & minimum finance amount $800 apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See humm90.com/au for current interest rates. Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.