WHATEVER // WHEREVER // WHOEVER
WHATEVER // WHEREVER // WHOEVER
BAG IT WITH HUMM90.
From a trolley of groceries to a luxury lounge, humm90 is the
Mastercard® that’s your new interest-saving best friend.
From a trolley of groceries to a luxury lounge, humm90 is the Mastercard® that’s your new interest-saving best friend.
No deposit needed
Get up to 110 interest-free days to pay with every tap.
BRAND CRUSH.
Get 10% back2 at crush-worthy brand sales every week.
LTIF FACTOR.
Enjoy up to 60/mths Long Term Interest Free Finance (LTIF) with key retail partners.
WRAP.
Convert purchases of $250 or more to an Interest Free instalment plan for a small fee4.
Russell Air now offers 24 Month Interest Free Finance (No Deposit Needed) on our entire range of Air Conditioners. Applying online is super fast and easy with Humm90. So why wait? Buy today and pay later!
// RATES & FEES.
Everyday spend
Long term finance
0% p.a.
Get up to 110 days Interest Free1 on everyday purchases.
26.30% p.a.
humm90 Purchase Rate applies after 110 days
0% p.a.
on Long Term Finance deals.
26.49% p.a.
Expired Promotional Rate applies to outstanding balance at the end of the interest free period.
9.95% p.a.
Monthly account fee
// RATES & FEES.
Everyday spend
0% p.a.
Get up to 110 days Interest Free1 on everyday purchases.
26.30% p.a.
humm90 Purchase Rate applies after 110 days
Long term finance
0% p.a.
on Long Term Finance deals.
26.49% p.a.
Expired Promotional Rate applies to outstanding balance at the end of the interest free period.
9.95% p.a.
Monthly account fee
// APPLY IN FOUR EASY STEPS.
Here’s what to expect as you sign up.
Apply online in 15 minutes and get a response in 60 seconds.
Once approved, get your digital card, instantly ready for action.
New to humm90? You’ll need to ID yourself online and be at least 18 years old.
Receive your humm90 Mastercard® within 5-7 working days.
WHO CAN APPLY
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
WHO CAN APPLY
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
// FULL LIST OF BENEFITS
Carry the card built to shop with maximum Interest Free1 days and a power-stack of money-saving features.
MAX INTEREST FREE
It’s the Interest Free credit card that gives you up to 110 Interest Free1 days.
BRAND CRUSH
Enjoy 10% cashbacks2 at crush-worthy brands every single week.
NO FEES
OVERSEAS
Pay zero FX fees, whenever, wherever in the world you shop.
HUMM90WRAP
Convert purchases of $250 or more to an Instalment Plan for a small fee4.
60 MONTHS LTIF3
Enjoy up to 60 months Long Term Interest Free3 finance at key retail partners.
Contact us for a Quote today!
Contact us for a Quote today!
*Approved applicants for a humm90 Mastercard credit card only. Fees and charges and minimum finance amount of $800 apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49%) applies. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30%) applies if purchase amount is not repaid within Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change – see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.